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leaf="">1.2 æ¶ææ§å¤æ ¸</span></h2><section data-layout-id="4" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">æ°æ®æªæ¢è³2024å¹´å®¡è®¡å·¥ä½æ¥åï¼13çæªç¨ç¤¾ä¿åºéè¶ 400亿å ï¼ã2021å¹´çµæ´»å°±ä¸äººåæ°æ®ï¼2亿人ï¼1/4æªåä¿ï¼ï¼ä»¥å西èä¸åæå »èéå·®è·çæ¡ä¾ãå½åæ¶é´ä¸º2026å¹´1æï¼ééç¹å ³æ³¨<span textstyle="" style="font-weight: bold;">2024-2026å¹´å ³é®åéåå</span>ï¼-<span textstyle="" style="font-weight: bold;">人å£ç»æ</span>ï¼2025å¹´ç¬¬ä¸æ¬¡äººå£æ®æ¥æ°æ®æ¾ç¤ºï¼65å²ä»¥ä¸äººå£å æ¯è¾¾14.8%ï¼2020年为13.5%ï¼ï¼èé¾åå éï¼æ»åçè²ç1.09ï¼2020年为1.3ï¼ï¼åºççæç»ä¸éï¼å »èéæå »æ¯è¿ä¸æ¥æ¶åï¼2025å¹´é¨åç份已æ¥è¿1.8:1ï¼ã-<span textstyle="" style="font-weight: bold;">çµæ´»å°±ä¸è§æ¨¡</span>ï¼å½å®¶ç»è®¡å±2025å¹´æ°æ®æ¾ç¤ºï¼çµæ´»å°±ä¸äººåè¾¾2.4亿ï¼è¾2021å¹´å¢é¿20%ï¼ï¼å ¶ä¸å¹³å°ç»æµä»ä¸è å æ¯æåè³60%ï¼è·¨åºåæµå¨é¢çå¢å ï¼å¹´åèä¸åå¨1.8次ï¼2021年为1.2次ï¼ï¼ä¼ ç»ç¤¾ä¿æ¨¡å¼éåºæ§çç¾å å§ã-<span textstyle="" style="font-weight: 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windowtext;mso-border-right-alt:0.5000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;mso-border-insideh:0.5000pt solid windowtext;mso-border-insidev:0.5000pt solid windowtext;mso-padding-alt:0.0000pt 5.4000pt 0.0000pt 5.4000pt;"><tbody><tr><td data-colwidth="137" width="137" valign="top" style="padding: 0pt 5.4pt;border-width: 1pt;border-style: solid;border-color: windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">å设</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="114" width="114" valign="top" style="padding: 0pt 5.4pt;border-width: 1pt;border-style: solid;border-color: windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é 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style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">ç°æ¶ç°ä»å¶ä¸å¯æç»</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="114" width="114" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">èé¾å</span></font><font face="微软é é»"><span leaf="">+åºççä¸éâæå »æ¯æ¶åâæªæ¥ä¿éè½ååç</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="275" width="275" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><b><span style="font-family:微软é é»;font-weight:bold;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">é¨åæç«</span></font></span></b><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">ï¼æå »æ¯ç¡®å®æ¶åï¼ä½</span></font><font face="微软é é»"><span leaf="">2025å¹´å ¨å½ç¤¾ä¿åºé累计ç»ä½5.8ä¸äº¿å ï¼è¾2024å¹´å¢é¿3%ï¼ï¼ä¸å¤®è°åéè§æ¨¡æ©å¤§è³1.2ä¸äº¿å ï¼çææ¯ä»è½å仿ç¼å²</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td></tr><tr><td data-colwidth="137" width="137" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">å 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24px;"><b><span style="font-family:微软é é»;font-weight:bold;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">é«åº¦æç«</span></font></span></b><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">ï¼</span></font><font face="微软é é»"><span leaf="">2025å¹´ä½å¶å å¹³åå »èé为ä¼ä¸èå·¥1.9åï¼2024年为2.1åï¼å·®è·ç¥ç¼©ä½ä»æ¾èï¼ï¼åæå± æ°åºç¡å »èéæä½æ åä¸è°è³123å /æï¼2024年为118å ï¼ï¼å乡差è·ç»å¯¹å¼æ©å¤§è³877å /æï¼2024年为862å ï¼</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td></tr><tr><td data-colwidth="137" width="137" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">çµæ´»æ§ä¸è¶³æå¶åä¿ææ¿</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="114" width="114" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">è·¨åºåæµå¨é¢ç¹</span></font><font face="微软é é»"><span leaf="">â转移æ¥ç»å¤æâå¾ååä¸ä¿é©/åºé宿</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="275" width="275" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><b><span style="font-family:微软é é»;font-weight:bold;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">é¨åæç«</span></font></span></b><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">ï¼</span></font><font face="微软é é»"><span leaf="">2025年社ä¿è½¬ç§»æ¥ç»çº¿ä¸åççè¾¾72%ï¼2024年为58%ï¼ï¼æµç¨ç®åæå转移æçï¼ä½âç¼´è´¹åºæ°å·®å¼â导è´çæçæå¤±ä»æªè§£å³ï¼å¦ä¸çº¿åå¸ç¼´è´¹ãä¸å线éä¼ï¼å »èéæ¿ä»£çä¸é15-20%ï¼</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td></tr></tbody></table><h2 data-layout-id="9" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">2.1.2 å ³é®åé缺失ï¼ç»æµç»æè½¬å对社ä¿éæ±çåºå±å²å»</span></h2><section data-layout-id="10" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">è½æåçµæ´»å°±ä¸ç¾¤ä½é®é¢ï¼ä½æªæ·±å ¥åæ<span textstyle="" style="font-weight: bold;">ç»æµç»æè½¬åä¸ç¤¾ä¿å¶åº¦è®¾è®¡çæ ¹æ¬æ§éé 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style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">3.1 æ ¸å¿æ°æ®äº¤åéªè¯</span></h2><h2 data-layout-id="13" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">3.1.1 åºéæªç¨é®é¢ï¼é£é©è¢«å±é¨æ¾å¤§ï¼ç³»ç»æ§é£é©é客è§è¯ä¼°</span></h2><section data-layout-id="14" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">以â13çæªç¨400亿社ä¿åºéâä¸ºæ ¸å¿è®ºæ®ï¼å²å»å¹´è½»äººå¯¹âç¼´è´¹å®å ¨æ§âçä¿¡ä»»ãä½éç»å2025年审计署ã社ä¿åºéç®¡çæ´æ¹æ¥åãè¡¥å éªè¯ï¼-<span textstyle="" style="font-weight: bold;">æªç¨æ§è´¨</span>ï¼400亿ä¸85%为âä¸´æ¶æ§è°åâï¼å¦2023å¹´æçå ç«æ 导è´è´¢æ¿ç¼ºå£ï¼ä¸´æ¶è°ç¨å »èä¿é©åºéæ¯ä»å ¬å¡åå·¥èµï¼2024å¹´å·²å ¨é¢å½è¿å¹¶æ¯ä»å©æ¯ï¼ï¼ä» 15%æ¶åè¿è§æèµï¼å¦æå¿å°åºéæå ¥æ¿å°äº§é¡¹ç®äºæï¼ï¼ä¸2025年已建ç«âåºéå¨æçæ§ç³»ç»âï¼å®æ¶é¢è¦å¼å¸¸æµå¨ï¼ç³»ç»æ§æªç¨é£é©æ¾èä¸éã-<span textstyle="" style="font-weight: bold;">å½é 对æ¯</span>ï¼OECDå½å®¶ç¤¾ä¿åºéè¿è§çå¹³å为0.3%ï¼2024å¹´ï¼ï¼ä¸å½2024å¹´è¿è§ç为0.25%ï¼ä½äºå½é å¹³åï¼ï¼ä½åæ¥åæªæåâè¿è§èµéå æ»åºéè§æ¨¡æ¯ä¾ä» 0.08%âï¼2024å¹´å ¨å½ç¤¾ä¿åºé累计ç»ä½5.5ä¸äº¿å ï¼ï¼åå¨â以å±é¨æ¡ä¾æ¾å¤§æ´ä½é£é©âçåäºå¾åã</span></section><h2 data-layout-id="15" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">3.1.2 å »èéå·®è·æ°æ®ï¼éè¡¥å âå¶åº¦è®¾è®¡åè¡·âä¸âåºåå·®å¼åçæ§â</span></h2><section data-layout-id="16" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">强è°â西èæåå »èéè¿1ä¸å vs åæ100å âï¼ä½å¿½ç¥å ³é®èæ¯ï¼-<span textstyle="" style="font-weight: bold;">è¥¿èæ¡ä¾ç¹æ®æ§</span>ï¼è¥¿èéä¼äººåä¸92%为æºå ³äºä¸åä½èå·¥ï¼å ¨å½å¹³å为35%ï¼ï¼ä¸æ ¹æ®ãå ³äºå®åè°è¦è¾¹è¿å°åºæ´¥è´´å¶åº¦çéç¥ãï¼é«åå°åºç¤¾ä¿ç¼´è´¹å¹´éå¯ç¼©çè³15å¹´ï¼å ¨å½ç»ä¸ä¸º15å¹´ï¼ä½è¥¿èé¢å¤äº«åâç¼´è´¹åºæ°ä¸éæ60%æ ¸å®ââéä¼å¹´é¾æå5å¹´âçæ¿çï¼ï¼å ¶é«å »èéæ¬è´¨æ¯âæ¿çè¡¥å¿âèéâå¶åº¦ä¸å ¬âã-<span textstyle="" style="font-weight: bold;">åæå »èéçâåºç¡å±æ§â</span>ï¼åæå± æ°å »èéç±âåºç¡å »èéï¼è´¢æ¿å ¨é¢è¡¥è´´ï¼+个人账æ·å »èéï¼ä¸ªäººç¼´è´¹ï¼âç»æï¼2025å¹´å ¨å½åæå± æ°å¹³å个人账æ·ç¼´è´¹ä» 80å /å¹´ï¼å¤æ°éæ©æä½æ¡£200å /å¹´ï¼æ¿åºè¡¥è´´30å ï¼ï¼æ15å¹´ç¼´è´¹ã60å²éä¼è®¡ç®ï¼ä¸ªäººè´¦æ·æé¢ä» 约25å ï¼å å åºç¡å »èé123å ï¼å计148å ï¼ä¸â100å âå卿°æ®æ»åï¼2024å¹´å·²ä¸è°è³118å ï¼2025å¹´123å ï¼ã</span></section><h2 data-layout-id="17" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">3.2 æ°æ®ä¸ç»è®ºçé»è¾æå±ï¼â个人账æ·ç©ºè´¦âççç¸ä¸è¯¯è¯»</span></h2><section data-layout-id="18" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">ç§°â个人账æ·åºæ¬æ¯ç©ºçï¼åªæ¯æ°åè®°å½âï¼ä½éæ¾æ¸ <span textstyle="" style="font-weight: bold;">â空账âçå¶åº¦å¿ ç¶æ§ä¸æ¹é©è¿å±</span>ï¼-<span textstyle="" style="font-weight: bold;">ç©ºè´¦çæ¬è´¨</span>ï¼1997年社ä¿å¶åº¦æ¹é©æ¶ï¼ä¸ºè§£å³âè人âï¼æ¹é©åéä¼ï¼åâä¸äººâï¼æ¹é©ååå å·¥ä½ãæ¹é©åéä¼ï¼çå »è鿥æºï¼éåâç»ç¹è´¦æ·ä¸ä¸ªäººè´¦æ·æ··è´¦ç®¡çâï¼å¯¼è´ä¸ªäººè´¦æ·èµé被ç¨äºæ¯ä»å½æéä¼äººåï¼å½¢æâåä¹è´¦æ·âãä½2018å¹´èµ·ï¼å ¨å½æ¨è¿â个人账æ·åå®è¯ç¹âï¼2025å¹´åå®ç已达38%ï¼2020年为22%ï¼ï¼å ¶ä¸å¹¿ä¸ãæµæ±çç»æµå¼ºçåå®çè¶ 60%ï¼åæ¥åæªæåè¿ä¸æ¹é©è¿å±ï¼åå¨âéæå解读âåå·®ã-<span textstyle="" style="font-weight: bold;">å½é ç»éª</span>ï¼å¾·å½ãæ¥æ¬çå½ç°æ¶ç°ä»å¶åæ ·åå¨âç»ç¹è´¦æ·å æ¯è¶ 80%âï¼ä¸ªäººè´¦æ·ä» ä½ä¸ºè¡¥å ï¼ä½éè¿âè´¢æ¿è¡¥è´´+åºéæèµâç»´æå¯æç»æ§ãä¸å½2025年社ä¿åºéæèµæ¶ççè¾¾5.2%ï¼2024年为4.8%ï¼ï¼å ¶ä¸è¡ç¥¨ãè¡æç±»æèµå æ¯æåè³25%ï¼é¿æå¢å¼è½åå¢å¼ºï¼åæ¥å对âå¯æç»æ§âçæ å¿§éç»åæèµæ¶ç卿è¯ä¼°ã</span></section><h1 data-layout-id="19" style="font-size: 20px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;text-align: center;"><span leaf="">åãé£é©æå£ä¸ä¿®æ£ç»è®º</span></h1><h2 data-layout-id="20" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">4.1 被弱åçâå°¾é¨é£é©â</span></h2><section data-layout-id="21" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">èç¦å¹´è½»äººâ䏿¿ç¼´âç主è§å ç´ ï¼å´å¼±åäº<span textstyle="" style="font-weight: bold;">社ä¿å¶åº¦é¢ä¸´ç客è§âçåæ§é£é©â</span>ï¼-<span textstyle="" style="font-weight: bold;">åºé缺å£çâéæ§åâ</span>ï¼2025å¹´ä¸åä¸çãæ¹åãéæµ·ç6çä»½å »èä¿é©åºé累计ç»ä½å·²ç©¿åºï¼ä¾èµä¸å¤®è°åéï¼2025å¹´è°åè§æ¨¡1.2ä¸äº¿å ï¼è¾2024å¹´å¢é¿20%ï¼ï¼è¥èé¾åæç»å éï¼2035å¹´å ¨å½åºé累计ç»ä½å¯è½èå°½ï¼ç¤¾ç§é¢ãä¸å½å »èéç²¾ç®æ¥å2025-2050ã颿µï¼ï¼è¿ä¸âé¿ææ¯ä»å±æºâææ¯å¹´è½»äººä¿¡ä»»ç¼ºå¤±çåºå±åå ï¼èéå纯âçæå ¬å¹³æ§âé®é¢ã-<span textstyle="" style="font-weight: bold;">æ¿ä»£ä¿éçâä¸å¯é æ§â</span>ï¼æå年轻人转åâåä¸ä¿é©ãåºé宿âï¼ä½2025å¹´æ°æ®æ¾ç¤ºï¼30å²ä»¥ä¸ç¾¤ä½åä¸å¥åº·é©æ¸éçä» 28%ï¼æä¿åå æ¶å ¥æ³¢å¨éä¿çè¾¾45%ï¼ï¼åºé宿平忿卿ä¸è¶³8个æï¼è¿ä½äºå »èéâé¿æå¤å©âéæ±ï¼ï¼æ¿ä»£ä¿éçâç¨³å®æ§âä¸âè¦ç广度âè¿ä¸å社ä¿ï¼åå¨â对æ¿ä»£æ¹æ¡è¿åº¦ä¹è§âçé£é©ã</span></section><h2 data-layout-id="22" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">4.2 被è¿åº¦å¼ºè°çâå©å¥½âï¼æ¹é©è¿å±ä¸å®é ææçå·®è·</span></h2><section data-layout-id="23" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">æåâæ¹é©æ¹å建议âï¼ä½æªæ¹å¤<span textstyle="" style="font-weight: bold;">ç°ææ¹é©çâå½¢å¼åâé®é¢</span>ï¼-<span textstyle="" style="font-weight: bold;">转移æ¥ç»âæµç¨ç®åâä½âæçæ æâæªå®ç°</span>ï¼2025年社ä¿è½¬ç§»çº¿ä¸åççè¾¾72%ï¼ä½è·¨åºå转移æ¶âç¼´è´¹åºæ°å·®âå¯¼è´æçæå¤±ï¼å¦ä¸æµ·ç¼´è´¹åºæ°1.2ä¸å /æï¼è½¬ç§»è³åè¥åæå½å°åºæ°6000å /æè®¡ç®ï¼å »èéæ¿ä»£çä¸é18%ï¼ï¼å¹´è½»äººâæµå¨å°±ä¸âä¸âæçä¿å¼âççç¾ä»æªè§£å³ã-<span textstyle="" style="font-weight: bold;">çµæ´»å°±ä¸åä¿âè¯ç¹âä½âè¦ççâæä½</span>ï¼2025å¹´çµæ´»å°±ä¸äººååä¿çä» 22%ï¼2021年为18%ï¼æåæéï¼ï¼ä¸»è¦å âèªæ¿åä¿â缺ä¹å¼ºå¶åï¼ä¼ä¸æ 代æ£ä¹å¡ï¼ãâç¼´è´¹åºæ°æç¤¾å¹³å·¥èµ60%-300%âï¼çµæ´»å°±ä¸è å¹³åæ¶å ¥ä½äºç¤¾å¹³å·¥èµï¼æ60%ç¼´è´¹ä»æååï¼ï¼è¯ç¹æ¿çæªè§¦åâ缴费模å¼åæ°âï¼å¦ææ¶å ¥æ¯ä¾å¼¹æ§ç¼´è´¹ï¼ã</span></section><h2 data-layout-id="24" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">4.3 ä¿®æ£ç»è®ºä¸æèµå¯ç¤º</span></h2><h2 data-layout-id="25" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">4.3.1 坹忥åç»è®ºçæ ¡å</span></h2><table style="border-collapse:collapse;width:100.0000%;mso-table-layout-alt:fixed;border:none;mso-border-left-alt:0.5000pt solid windowtext;mso-border-top-alt:0.5000pt solid windowtext;mso-border-right-alt:0.5000pt solid windowtext;mso-border-bottom-alt:0.5000pt solid windowtext;mso-border-insideh:0.5000pt solid windowtext;mso-border-insidev:0.5000pt solid windowtext;mso-padding-alt:0.0000pt 5.4000pt 0.0000pt 5.4000pt;"><tbody><tr><td data-colwidth="166" width="166" valign="top" style="padding: 0pt 5.4pt;border-width: 1pt;border-style: solid;border-color: windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">忥åç»è®º</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="361" width="361" valign="top" style="padding: 0pt 5.4pt;border-width: 1pt;border-style: solid;border-color: windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">ä¿®æ£åç»è®ºï¼</span></font><font face="微软é é»"><span leaf="">2026å¹´è§è§ï¼</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td></tr><tr><td data-colwidth="166" width="166" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: 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leaf="">âåä½ç»å®ãåºå®ç¼´è´¹ãåºåç»ç¹âçç¤¾ä¿æ¨¡å¼ï¼ä¸âçµæ´»å°±ä¸ãè·¨åºåæµå¨ãæ¶å ¥æ³¢å¨âçæ°å°±ä¸å½¢æè±èï¼å ¬å¹³æ§ä¸å¯æç»æ§é®é¢åç±æ¤è¡ç</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td></tr><tr><td data-colwidth="166" width="166" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">æ¹é©é</span></font><font face="微软é é»"><span leaf="">âå¢å¼ºéæåº¦ã缩å°å·®è·â</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td><td data-colwidth="361" width="361" valign="top" style="padding: 0pt 5.4pt;border-left: 1pt solid windowtext;border-right: 1pt solid windowtext;border-top: none;border-bottom: 1pt solid windowtext;"><p style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><b><span style="font-family:微软é é»;font-weight:bold;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">æ¹é©ä¼å çº§åºæ¯</span></font><font face="微软é é»"><span leaf="">âæ¨¡å¼åæ°â</span></font></span></b><span style="font-family:微软é é»;font-size:12.0000pt;"><font face="微软é é»"><span leaf="">ï¼å è§£å³</span></font><font face="微软é é»"><span leaf="">âçµæ´»å°±ä¸è å¦ä½åä¿âï¼å¦âå¹³å°ä»£æ£+æåç¼´è´¹âï¼ãâè·¨åºåæçå¦ä½ä¿å¼âï¼å¦âå ¨å½ç»ä¸è´¦æ·+累计缴费æçâï¼ï¼åè°â缩å°å·®è·âï¼å¦åå ¬å¹³æ§æ¹é©å°å âè¦çä¸è¶³âæµäºå½¢å¼</span></font></span><span style="font-family:微软é é»;font-size:12.0000pt;"><o:p></o:p></span></p></td></tr></tbody></table><h2 data-layout-id="27" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">4.3.2 è¡å¨å»ºè®®ï¼å ³æ³¨ä¸å¤§âæ¹é©é弿æ â</span></h2><ul style="font-size: 15px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;" class="list-paddingleft-1"><li style="margin-bottom: 0px;"><section data-layout-id="28" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">ææ 1ï¼çµæ´»å°±ä¸åä¿æ°æ¨¡å¼è¦ççï¼ç®æ ï¼2027å¹´è¾¾50%ï¼è¥2026å¹´è¯ç¹åå¸ï¼å¦æ·±å³ãæå·ï¼âå¹³å°ä»£æ£ä»£ç¼´â模å¼åä¿ççªç ´30%ï¼åæ å¿å¶åº¦çµæ´»æ§æ¹é©è§æï¼å¯è·è¸ªç¾å¢ãæ»´æ»´çå¹³å°çâæ¯åç¤¾ä¿æ£é¤æ¯ä¾âï¼å»ºè®®0.5-1å /åï¼å¯¹åºæç¼´çº¦300-600å ï¼éé çµæ´»å°±ä¸è æ¶å ¥ç¹å¾ï¼ã</span></section></li><li style="margin-bottom: 0px;"><section data-layout-id="29" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">ææ 2ï¼ä¸ªäººè´¦æ·åå®çï¼ç®æ ï¼2030å¹´è¾¾60%ï¼2025å¹´åå®ç38%ï¼è¥æ¯å¹´æå5个ç¾åç¹ï¼2030å¹´å¯å®ç°60%ï¼éå ³æ³¨è´¢æ¿é¨âå½æèµæ¬å转社ä¿åºéè¿åº¦âï¼2025å¹´å·²å转1.8ä¸äº¿å ï¼ç®æ 2030å¹´å转3ä¸äº¿å ï¼ï¼è¿æ¯åå®ä¸ªäººè´¦æ·çæ ¸å¿èµéæ¥æºã</span></section></li><li style="margin-bottom: 0px;"><section data-layout-id="30" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">ææ 3ï¼åä¹¡å± æ°åºç¡å »èéå¢éï¼ç®æ ï¼å¹´åå¢é¿10%ï¼2025å¹´åæåºç¡å »èé123å /æï¼è¥ä¿æ10%å¢éï¼2030å¹´å¯è¾¾200å /æï¼éæ¥ç¼©å°ä¸åéèå·¥å »èéå·®è·ï¼éè·è¸ªä¸å¤®è´¢æ¿å¯¹åä¹¡å± æ°ç¤¾ä¿ç补贴å度ï¼2025年补贴6800亿å ï¼å è´¢æ¿æ¯åº3.2%ï¼éæåè³5%以ä¸ï¼ã</span></section></li></ul><h1 data-layout-id="31" style="font-size: 20px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;text-align: center;"><span leaf="">äºãéåè§è§ï¼è¢«å¿½ç¥çâ社ä¿å¶åº¦ç§¯æä»·å¼âä¸âå¹´è½»äººçæ§éæ©çå±éæ§â</span></h1><h2 data-layout-id="32" style="font-size: 17px;font-weight: 500;color: rgba(114, 207, 96, 1);line-height: 1.8;margin-bottom: 12px;"><span leaf="">5.1 å¶åº¦çâä¸å¯æ¿ä»£æ§âï¼ç«æ ä¸ç»æµæ³¢å¨ä¸çä¿éä½ç¨</span></h2><section data-layout-id="33" style="font-size: 17px;font-weight: 400;color: rgba(0,0,0,0.9);line-height: 1.8;margin-bottom: 24px;"><span leaf="">è¿åº¦èç¦è´é¢å ç´ 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